Category Archives: Insurance Coverage

Life Insurance is a better retirement savings vehicle than traditional government sponsored ones!

Do you think Social Security will give you a reasonable amount of money to live on after age 65? I hate to burst your bubble, but the numbers are just not there for those of us a decade or more … Continue reading

Posted in Insurance Coverage, Interesting Stuff, Life Insurance | Leave a comment

Is Earthquake Insurance Right For You?

Only about ten percent of insured homeowners in California have earthquake insurance. Many homeowners assume earthquake insurance is prohibitively expensive, but they also haven’t crunched the numbers to see whether they could actually afford to repair/rebuild their home without this … Continue reading

Posted in Earthquakes Floods and other Natural Disasters, Homeowners Insurance, Insurance Coverage | Leave a comment

Another Celebrity Creates a Bad Will

From: Law Office of Janet L. Brewer Philip Seymour Hoffman was a talented, Oscar-winning actor and a troubled man. When he died from an apparent heroin overdose in February, he left behind his long-time partner, Mimi O’Donnell, and three pre-teen … Continue reading

Posted in “Protecting your Family’s Financial Future”, Insurance Coverage, Life Insurance | Leave a comment

Fireline scores have caused many homes to be cancelled by their current insurance carriers.

California is ranked the #1 highest wildfire risk, with almost 2 million homes at high or extreme risk from wildfires. There are three critical factors that affect the risk of wildfire loss. Fuel- ie: grass, trees, dense brush, that feed … Continue reading

Posted in Homeowners Insurance, Insurance Coverage | Leave a comment

Thieves Favorite Cars to Steal

According to the Federal Bureau of Investigation, an automobile is stolen in the United States approximately every 26 seconds. One in 200 people will be a victim of automobile theft with higher odds in urban areas. Depending on the make … Continue reading

Posted in Insurance Coverage, Interesting Stuff | Leave a comment

Insurance and your car Rental?

I always have a certain discomfort when the agent behind the car rental counter asks me if I want the “Collision Deductible Waiver?”, which covers any damage done to the rental car and typically costs $20-$30 a day. On the … Continue reading

Posted in Insurance Coverage | Leave a comment

Dogs Bite!

About a year ago my wife broke down and agreed to get a dog for the family. I grew up with two Labrador Mutts and loved them dearly, but had forgotten how enriching it is to have a dog in … Continue reading

Posted in Homeowners Insurance, Insurance Coverage | Leave a comment

Getting the best value for your Insurance dollar!

HEY YOU, SNAP OUT OF IT! I can see your eyes glazing over and you stifling a yawn! BUT, this is a necessary expense, and if you DON’T HAVE ENOUGH COVERAGE AND REALLY NEED YOUR INSURANCE THAT CAN REALLY COME … Continue reading

Posted in Insurance Coverage | Leave a comment