Category Archives: Insurance Coverage

With the Wildfires, Insurance questions arise

The recent devastation caused by the Wildfires that are raging through California communities has caused concern with many Homeowners. The question staring many of them in the face is “Am I covered”. In a “normal” one off Home fire the … Continue reading

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“Permissive use” may come back to haunt you!

Your hanging out at your place and a Roommate asks if they can borrow your car to run an errand, or your Cousin is visiting from out of town and needs to drive downtown for a job interview, and you … Continue reading

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Directors and Officers Liability Coverage!

Organization board members assume a level of responsibility when making tough, complex decisions that impact the company they represent. Held legally and financially responsible for the conduct of the institution, directors and officers do not always recognize the potentially devastating … Continue reading

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Women Face More Risk In Retirement

It’s apparent that Americans, both women and men, have not saved enough money for retirement. Studies increasingly indicate that many baby boomers have no financial plan to protect themselves against outliving their assets, and the rising cost of health care. … Continue reading

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Three “must have” Business Insurance endorsements!

Most Business Insurance policies contain the typically standard Property and Liability coverage’s, but there are three other coverage’s (not included in these standard coverage’s) that you really should make sure you have in your policy. If you are a Habitational … Continue reading

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What coverage do I need for my second home?

Vacation homes can provide a relaxing getaway from stresses of everyday life. Just as with your primary residence, a vacation home needs to have adequate insurance protection. These types of homes require a different type of property insurance, however. A … Continue reading

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A Lifetime Gift for your Children/Grandchildren- Juvenile Life Insurance

  We buy our kids toys and clothes, and they use them up and wear them out. But, my Dad bought something for me that I did not appreciate until I was married with a family. It turns out that … Continue reading

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If you drive for Uber, Lyft, or Sidecar this is important information for you!

Rideshare providers like Uber (#uber), Lyft (#lyft) and Sidecar (#sidecar) have gained in popularity, but unlike taxis or limousines, Rideshare drivers use their own personal vehicles to transport riders. But, personal auto insurance ceases when the driver turns their App. on. Rideshare companies (#rideshare) … Continue reading

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10 Reasons You Need to Buy Renters Insurance

If you are a Renter, here are 10 Great Reasons to buy Renters Insurance! 1) If your apartment catches fire your lost personal property can be replaced without digging into savings, and it can pay for rental housing elsewhere while … Continue reading

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Getting More for Less!

One of the best ways to maximize the efficiency of your insurance cost is to make sure you are taking advantage of all your cross line discounts! Most multiline Carriers will often give you a discount on one line, if you … Continue reading

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