Top 50 Blogs Telling the Secrets of Life Insurance.
Category Archives: Homeowners Insurance
5 Things Homeowners Need to Know to Prepare for 2020’s Flood Season | National Flood Services
Flood season is upon us. According to the National Oceanic and Atmospheric Administration, this flood season promises to be a wet one, with 23 states likely to face moderate to major flooding. Although experts do not anticipate this year’s flooding … Continue reading
With the Wildfires, Insurance questions arise
The recent devastation caused by the Wildfires that are raging through California communities has caused concern with many Homeowners. The question staring many of them in the face is “Am I covered”. In a “normal” one off Home fire the … Continue reading
Thinking of renting your house out for the Super Bowl? Think Again!
For those of us living in the Bay Area, who are anticipating a certain craziness that comes with being the Super Bowl Host community, the idea of renting our house out to visitors for the week of the Super Bowl … Continue reading
Posted in Homeowners Insurance
Leave a comment
Home Inventory “Knowing is half the battle”
Home Inventory The old adage “knowing is half the battle” probably wasn’t first uttered about Home insurance…but it still works! Because when it comes to covering your stuff, it’s important to first know what stuff you’re covering, right? And that … Continue reading
Posted in Homeowners Insurance
Leave a comment
What coverage do I need for my second home?
Vacation homes can provide a relaxing getaway from stresses of everyday life. Just as with your primary residence, a vacation home needs to have adequate insurance protection. These types of homes require a different type of property insurance, however. A … Continue reading
Five challenges can make Homes hard-to-place
Even the savviest insurance professional can face challenges when dealing with their client’s hard-to-place risks. The housing market is no exception and brokers may find that some homes are falling outside of the standard insurance market appetite due to a … Continue reading
Posted in Homeowners Insurance
Leave a comment
10 Reasons You Need to Buy Renters Insurance
If you are a Renter, here are 10 Great Reasons to buy Renters Insurance! 1) If your apartment catches fire your lost personal property can be replaced without digging into savings, and it can pay for rental housing elsewhere while … Continue reading
Getting More for Less!
One of the best ways to maximize the efficiency of your insurance cost is to make sure you are taking advantage of all your cross line discounts! Most multiline Carriers will often give you a discount on one line, if you … Continue reading
Is Earthquake Insurance Right For You?
Only about ten percent of insured homeowners in California have earthquake insurance. Many homeowners assume earthquake insurance is prohibitively expensive, but they also haven’t crunched the numbers to see whether they could actually afford to repair/rebuild their home without this … Continue reading
Fireline scores have caused many homes to be cancelled by their current insurance carriers.
California is ranked the #1 highest wildfire risk, with almost 2 million homes at high or extreme risk from wildfires. There are three critical factors that affect the risk of wildfire loss. Fuel- ie: grass, trees, dense brush, that feed … Continue reading