Top 50 Blogs Telling the Secrets of Life Insurance.
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Top 10 Ways to Prepare for Retirement
Financial security in retirement doesn’t just happen. It takes planning and commitment and, yes, money. Facts Fewer than half of Americans have calculated how much they need to save for retirement. In 2010, 30 percent of private industry workers with … Continue reading
Insurance and your car Rental?
I always have a certain discomfort when the agent behind the car rental counter asks me if I want the “Collision Deductible Waiver?”, which covers any damage done to the rental car and typically costs $20-$30 a day. On the … Continue reading
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Dogs Bite!
About a year ago my wife broke down and agreed to get a dog for the family. I grew up with two Labrador Mutts and loved them dearly, but had forgotten how enriching it is to have a dog in … Continue reading
“Return of Premium” Term Life Insurance is not what it seems!
The latest hot product in Life insurance is the “Return of Premium” Term Life product. This is where the policy holder gets all their premium payments back if they live through the term of the policy. While this may seem … Continue reading
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20 Reasons to own Permanent Life Insurance instead of Term
The following are 20 Reasons why Permanent Life Insurance is better than Term. From a publication by Crump Life Insurance Services, Inc. Copyright 2011. 1) To insure you have life insurance in place when you die- This means there definately will … Continue reading
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Important things about Insurance & your Home Improvement Project
Proof of Insurance Don’t be afraid to ask the prospective contractor to provide certificates of insurance. This is simply smart business, so the contractor should not be offended when you make such a request. Having the certificate mailed or emailed … Continue reading
Posted in Homeowners Insurance
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Coverdell’s and 529 Plans, Saving for your child’s education!
The possibility that our children will turn out to be as entrepreneurially brilliant as Bill Gates is over 6 Billion to 1. So, for the rest of us, we had better start planning on how we can help our child … Continue reading
Mortgage Protection Insurance
Buying a Home brings many responsibilities in addition to providing the income to cover the mortgage, and maintain the residence. Along with your Homeowners insurance you also need to consider having Mortgage insurance. Some Mortgage insurance is called PMI (Private … Continue reading
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Benefits And Pitfalls of Renting your Home!
If you are moving from a home that you have lived in you may want to consider the benefits of renting your property, rather than selling it. Of course, that precludes your needing the profit to come up with your … Continue reading
Posted in Homeowners Insurance
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Earthquakes Happen!
This is an edited version of an article I wrote last year about Earthquakes…. Almost weekly Californians experience small Earthquakes that remind us of the reality of where we live. Yet 88% of Californians do not carry Earthquake Insurance. This is particularly ironic considering … Continue reading