Author Archives: admin

10 Reasons You Need to Buy Renters Insurance

If you are a Renter, here are 10 Great Reasons to buy Renters Insurance! 1) If your apartment catches fire your lost personal property can be replaced without digging into savings, and it can pay for rental housing elsewhere while … Continue reading

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Getting More for Less!

One of the best ways to maximize the efficiency of your insurance cost is to make sure you are taking advantage of all your cross line discounts! Most multiline Carriers will often give you a discount on one line, if you … Continue reading

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Life Insurance is a better retirement savings vehicle than traditional government sponsored ones!

Do you think Social Security will give you a reasonable amount of money to live on after age 65? I hate to burst your bubble, but the numbers are just not there for those of us a decade or more … Continue reading

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Is Earthquake Insurance Right For You?

Only about ten percent of insured homeowners in California have earthquake insurance. Many homeowners assume earthquake insurance is prohibitively expensive, but they also haven’t crunched the numbers to see whether they could actually afford to repair/rebuild their home without this … Continue reading

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Are Women Prepared for Retirement?

There’s been a lot of talk recently about income equality, and although the income gap is substantially closing, one issue that is grossly overlooked is how it affects retirement – especially when considering female baby boomers who once held much … Continue reading

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Put more away for retirement than in traditional plans, and get tax free accumulation and withdrawals!

Do you think Social Security will give you a reasonable amount of money to live on after age 65? I hate to burst your bubble, but the numbers are just not there for those of us a decade or more … Continue reading

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Another Celebrity Creates a Bad Will

From: Law Office of Janet L. Brewer Philip Seymour Hoffman was a talented, Oscar-winning actor and a troubled man. When he died from an apparent heroin overdose in February, he left behind his long-time partner, Mimi O’Donnell, and three pre-teen … Continue reading

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Fireline scores have caused many homes to be cancelled by their current insurance carriers.

California is ranked the #1 highest wildfire risk, with almost 2 million homes at high or extreme risk from wildfires. There are three critical factors that affect the risk of wildfire loss. Fuel- ie: grass, trees, dense brush, that feed … Continue reading

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Are you ready for the Big One?

We have had several major Earthquakes around the world the past Five years, and the USGS has predicted an 80% chance of a 6.0 or greater happening in Northern California, 60% chance in the Bay Area, by 2032. It’s not … Continue reading

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16 U.S. states at high risk of damaging earthquakes-USGS

(Reuters) – The U.S. Geological Survey said sixteen states are at high risk of damaging earthquakes over the next 50 years and some areas face a higher threat than previously thought. The western United States faces a high risk of … Continue reading

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